What is Mental Health

4027936862 2d27a5248a m What is Mental Health
by Raul P

Key Concepts in Mental Health

Definition

Mental health is defined as a state or condition on which an individual feels a sense of well-being. This gives him or her the capacity to live life in fulfillment of what he or she wants to achieve in accordance to the available resources. This condition also provides an individual the capacity to be resilient to the stresses he meets and to respond to these challenges without having to compromise his well- being. This also makes him productive and fruitful for himself and his community.

Mental wellness could also be defined as the lack of mental problems or disorders. People who do not present diagnosable behaviors that could qualify as a mental disorder are seen as mentally healthy. For example, someone who has an obsession on things may not necessarily have a mental disorder like obsession. Thus he is said to have mental wellness. But when this obsession is combined with unrelenting compulsion to do the object of obsession, the person may already be diagnosed with a mental disorder called Obsessive-compulsive Disorder or OCD.

It could also be seen as a positive element in an individual’s personality which makes it possible to enhance mental wellness regardless of a diagnosable mental disorder. This definition covers a person’s capacity to “live life to the fullest”, to respond well to his environment through the conscious or unconscious use of coping mechanisms and to be able to balance emotional as well as psychological well-being in relation to constant flow of experiences.

Mental Health Across Culture

The World Health Organization believes that there is no single definition for mental health due to differences in culture. What could be mentally healthy (or acceptable behavior) in one culture may present something too eccentric in another. For example, cannibalistic behavior in some tribes living in remote areas is highly regarded as a religious practice however, in the majority of urbanized world this could be seen as barbaric or insane.

Disruption in Mental Health

Abnormalities in mental health could lead to a number of problems with various representations. Some people with mental illnesses have aggressive behaviors while others are withdrawn and lack social interest. Each type of disorder has its own signs and symptoms therefore; diagnosis as well as treatment vary depending on the nature of the mental heath problem.

There are several factors that disrupt mental health including: environment or upbringing, biological make-up of a person, pre-programmed instructions in the genes, medical disorders, traumatic experiences such as loss and abuse and substance abuse. While one factor could be dominant than the other, all of these are contributors to the development of the majority of mental health disorders. In some cases, a single factor may be sufficient to trigger the disorder but the majority of disorders require an accumulation of experience that constantly challenge the well-being of a person.

What preserves mental health?

The preservation of mental health is highly dependent on the capacity of the person to a) blend in his environment and handle its stresses, b) achieve a good internal balance in his personality that is sufficient to give a stable character and c) create a good perspective that would limit the damages of negative experiences. For some people a good support system such as a sympathetic family or a strong social group may work well to safeguard mental health.

Written by thelmajalba

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Is Health Insurance for your pet a good investment

Pets can bring so much joy to our daily lives.  However, depending on the overall health of your pet, health care costs can become quite expensive.  Pet Health Insurance has become quite popular and there are several companies that offer insurance for your pets.

It is important to decide weather or not investing in pet insurance would be to your benefit.  First, if your pet is fairly healthy and only requires routine visits to the vet then pet insurance may not be the best investment for you at this time.  

Pet insurance is a good investment if your pet is in poor health and may require major surgery or any type of prolonged treatments.  Basically, unless your pet has serious health complications that require continual treatment through a vet,  then pet insurance could end up costing you more money than you spend in one year for health maintenance for your pet.

The average cost of pet insurance runs anywhere from – per month.  Most of these companies offer the advantage of enrolling on line.  There are certain restrictions and waiting periods when your plan is in effect.  Make sure you read the small print and contact the company directly with nay questions prior to signing up for these plans.

Most pet insurance companies do offer the option to cancel however; a 30-day notice is required for cancellation to become effective. 

Only you can decide if health coverage for your pet will be beneficial to you in the long run.  Make sure you research the company thoroughly before making an informed decision. 

Written by donner293

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The Stigma Of A Mental Health Diagnosis

An individual diagnosed with a mental health condition, no matter how minor in severity, faces an uphill battle against the ignorance of society. The failure of the masses to consider mental illnesses as treatable conditions in otherwise “normal” people brands mental health patients as disturbed and emotionally unbalanced, as broken people who cannot be restored to any level of appropriate function. The stigma leaves the mental health patient feeling less than human, isolated, and filled with self-doubt as to their place in society.

The media plays a large role in promoting the image of an average mental health patient as a danger to society, from horror movies to network news stories, the depiction of mental health patients is usually that of a violent psychopath. The subtle nuances of mental illness that affects millions of citizens is rarely raised in discussion, only the extraordinarily violent episodes of homicidal rage that result in tragedy are exposed. These incidents cast a negative light on all individuals seeking mental health treatment as possible perpetrators of violent crime, and society views people with mental health issues as somewhat less than human.

Upon exposure as being a mental health patient, an individual immediately loses credibility and stature in any number of areas. Professionally, peers approach a mental health patient with caution and tend to keep them at arms length. The position of a mental health patient within a professional community will usually digress to one of a lesser stature, mainly because of the perceived inbalance in general of all mental health patients. Socially, acquaintances may either be condescending or avoid a mental health patient in totality, because of ignorance or discomfort in communicating with a mental health patient.

The legal system, including Courts and Police agencies, tend to view individuals with mental health issues as unreliable complaintants, and concerns of mental health patients seem of less importance in receiving due process. In the area of health care, physical complaints of mental health patients are first viewed as possible psychiatric issues rather than actual physical illnesses, and treatment may be delayed or dismissed.

For these reasons and many others, mental health patients would be wise to keep their conditions and treatments personal, sharing them only when absolutely necessary. The stigma of a mental health diagnosis can only gain a negative momentum with mass exposure, and until society views mental health concerns from a vantage point of enlightenment a patient is best served keeping the information personal.

Written by twconroy

The Importance Of Dental Insurance And Good Oral Health

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Having enough dental insurance coverage is important as a result of it will probably make it easier for you to preserve good oral hygiene and health. Oral health is necessary as a result of it impacts your bodily look and self confidence. It may possibly additionally affect your overall health and quality of life.

According to Health Canada, untreated cavities may be painful and lead to critical infections.

Cavities and gum disease could contribute to major circumstances comparable to diabetes and respiratory diseases. Some studies hyperlink poor oral health with coronary heart disease and even girls having pre-term, low-birth-rate babies. Even lacking and crooked teeth can hamper your capacity to chew and digest meals properly, resulting in inadequate oral health.

To keep up good oral hygiene and health, Health Canada recommends that you simply brush and floss your teeth daily. You must also use an antimicrobial mouth rinse to reduce micro organism in your mouth. It is also necessary to eat a healthy food plan based mostly on Canada’s Meals Guide. In addition, go to your dentist regularly.

Insurance coverage Helps with Routine and Major Care
Insurance coverage can make it more possible for you to receive dental care for routine and conditions. Statistics have proven that patients with dental protection will seek out required care on a far more regular basis than these with out coverage, in keeping with the Canadian Dental Association. That is why it is vital for you to maintain sufficient dental insurance coverage coverage.

Dental insurance usually covers one hundred pc of cleanings, exams and annual X-rays. Extractions, certain surgeries and emergency care are also totally covered below most insurance plans. If you don’t have any major problems along with your enamel, you will want to visit the dentist approximately twice a year. Throughout that time, the dentist will examine your enamel and gums for signs of tooth decay and gum disease. Each year, X-rays of your tooth will be taken to establish undetected problems. If you haven’t any lively tooth decay or gum disease, you in all probability will not want to vary your brushing or flossing habits.

Throughout common checkups, a dental hygienist will clear your teeth. She or he will use a small metallic tool to scrape exhausting mineral buildup generally known as tartar off your tooth, floss your tooth thoroughly and use a particular compound to help clear and polish your teeth. The hygienist may additionally apply sealants to stop cavities or fluoride treatments throughout routine office visits.

Dental Insurance and Critical Points
If in case you have main issues along with your enamel, dental insurance coverage will usually cover a portion of the costs. For instance, many insurance policy cover up to eighty percent for fillings and up to 50 % for root canals, restorative crowns and implants. Corrective braces are often covered at greater than half the price, although most plans cowl orthodontics only for children underneath the age of 18. Most insurance plans don’t pay for cosmetic dentistry used to enhance the appearance of a person’s enamel, mouth and smile. Some of the most typical beauty procedures embody tooth whitening, veneers and inlays/onlays.

Written by Mukhtarifin Mukhtarifin
I love writing and online business : http://www.myxenia.com/ and http://www.artist.web.id.com/

How To Choose A Mental Health Care Provider

If professional intervention should become necessary in managing a mental health issue, the added concern of choosing a mental health provider can become a paralyzing decision. Since an individual seeking help may possess no first-hand knowledge of the subject, there are certain to be many more questions than answers. It should be understood that not all mental health providers are the same – just like any other area of life, there are those who set the professional standard and those who should be avoided at all cost.

If emergency mental health care is appropriate, the hospital or institution will most likely make referrals for post-hospitalization follow up treatment. If out-patient treatment is recommended, you can use any one of several measures to find a mental health care provider of you choice. Either way, finding a mental health care provider is a hit or miss situation, but there are some definite guidelines to follow to get optimum treatment results.

First, and this may seem a bit obvious, find a mental health counselor or Doctor who has experience and numerous professional credentials. While this does not necessarily make them the right choice for you, it does make them more academically qualified than the law requires. Make an initial appointment, and ask questions as to how the individual operates, recommended treatments, medications etc. A competent mental health care professional will be more than glad to answer any and all questions concisely, because they want you to feel comfortable and establish good lines of communication to address your problems. If your questions get brushed off or evaded, move on to another health care provider who will make you part of your own treatment plan.

It is important to understand that there is a relationship that needs to form, albeit a professional relationship, between yourself and a mental health counselor or Doctor. A smart mental health care provider listens attentively, lets you speak to get your points across, and is usually creates a relaxed setting. They likewise start most treatments gradually, including a minimum of psychiatric medications, if any at all. Unless seeking treatment for a severe mental health issue, be wary of health care providers who push large amounts of medication or extreme treatments. The universal view within the conventional mental health care system is to improve daily function while addressing issues that can be resolved with therapy, not to make the patient a medicated zombie.

Written by twconroy

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The Importance of Dental Insurance And Oral Health

Having adequate dental insurance is essential because it can make it easier for you to maintain good oral hygiene and health. Oral health is important because it affects your physical appearance and self confidence. It can also impact your overall health and quality of life.

According to Health Canada, untreated cavities can be painful and lead to serious infections.  

Cavities and gum disease may contribute to major conditions such as diabetes and respiratory diseases. Some studies link poor oral health with heart disease and even women having pre-term, low-birth-rate babies. Even missing and crooked teeth can hamper your ability to chew and digest food properly, leading to insufficient oral health.

To maintain good oral hygiene and health, Health Canada recommends that you brush and floss your teeth daily. You should also use an antimicrobial mouth rinse to minimize bacteria in your mouth. It’s also important to eat a healthy diet based on Canada’s Food Guide. In addition, visit your dentist regularly.

Insurance Helps with Routine and Major Care

Insurance can make it more feasible for you to receive dental care for routine and conditions. Statistics have shown that patients with dental coverage will seek out required care on a far more regular basis than those without coverage, according to the Canadian Dental Association. That’s why it’s important for you to maintain sufficient dental insurance coverage.   

Dental insurance generally covers 100 percent of cleanings, exams and annual X-rays. Extractions, certain surgeries and emergency care are also fully covered under most insurance plans. If you don’t have any major problems with your teeth, you’ll need to visit the dentist approximately twice a year. During that time, the dentist will examine your teeth and gums for signs of tooth decay and gum disease. Each year, X-rays of your teeth will be taken to identify undetected problems. If you don’t have any active tooth decay or gum disease, you probably will not need to change your brushing or flossing habits.

During regular checkups, a dental hygienist will clean your teeth. He or she will use a small metal tool to scrape hard mineral buildup known as tartar off your teeth, floss your teeth thoroughly and use a special compound to help clean and polish your teeth. The hygienist may also apply sealants to prevent cavities or fluoride treatments during routine office visits.

Dental Insurance and Serious Issues

If you have major problems with your teeth, dental insurance will generally cover a portion of the costs. For example, many insurance plans cover up to 80 percent for fillings and up to 50 percent for root canals, restorative crowns and implants. Corrective braces are often covered at more than half the cost, although most plans cover orthodontics only for children under the age of 18. Most insurance plans do not pay for cosmetic dentistry used to improve the appearance of a person’s teeth, mouth and smile. Some of the most common cosmetic procedures include teeth whitening, veneers and inlays/onlays.

A good dental insurance plan can assist you and your family with paying for appropriate preventive dental care, as well as expenses relating to more comprehensive restorative and corrective procedures. For more information about oral health and dental insurance, visit the Canadian Dental Association’s website.

Written by Gavint

Sports gives good Health, and what impact this has on the mental health and quality of life?

What is health? 
The definition of health is not just absence of disease and suffering, but perfect physical, mental and social well-being. We all have physical, mental and social conditions that we are more or less happy with. Many believe that this definition of health is unattainable since thousands are dying of malaria, AIDS, and hunger every day. 

Good health means to experience the peace of mind, meaning and value in life and cope with the challenges we face. The values of the good life is far more difficult to measure accurately the numbers. There is no correlation between the extent of disease and extent of the good life. It turns out that people who experience a high quality of life, have stronger immune system, are sick less often and have shorter illness by disease than people who do not experience life as good and meaningful. 

Health model tells where we must invest if we are to work to improve health in the population. For those who are often sick, it is important to prevent illness and injury and to reduce the risk of disease. The development of tourist trails for exercise and campaigns against smoking and alcohol may be two measures. For people who are so often ill, it is important to focus on strengthening those aspects of the individual’s life situation and the society that makes our life worth living, prosperity and security in everyday life, good, social networks, good local environment and experience of community and belonging. 

When we think of health, emphasis is placed on the person unable to perform the tasks in the community that it has received, and that humans thrive in the tasks it has been, and are able to adapt and enjoy their space and are able to adapt to the norms and rules. This has an impact on common sense, and has an intrinsic value in itself.

A traditional understanding that includes both positive and negative factors, see good health as a state of homeostasis, which is equilibrium and harmony between the different parts of the human body and between humans and the environment. In the ancient Greek physician Hippocrates argued that good health was based on a balance between building blocks in the body, which he believed to be four different body bags. Later on health been understood as being functional. A healthy person is able to solve the many tasks and challenges a person faces in their normal environment. 

An understanding of health as equilibrium seems reasonable. Nevertheless, the incomplete. First, sick people may also experience balance. The healthy man in the modern world is dynamic. Health is linked to development. It is also good health to be in growth and development at all levels, physical, mentally and socially. A healthy person has the ability to combine caring for your health in the medical sense to seek new experiences, learn new skills, meet new people, move into new environments, and expand their horizons. Temporary pain and suffering may be part of a healthy life if it gives different values in the longer term. 

Being able to participate in a sport is a right every human being has. It is also of importance for the development of children and young people, because sports characterize and build children’s mental and physical health. They also help children to make valuable social ties to the world around us. Sport gives children more opportunities to express themselves, whether through play. This plays an important role for children who live in countries that are characterized by poverty and war. Sport is also an option to prevent drug abuse and youth crime, by providing children and young people to continue with an activity in their spare time. 

It is also proven that the sport has a correlation with academic achievement. If you are physically active have a greater capacity and ability to learn and retain information, this can at best lead to better grades. 

Sport may even be helping to promote equality between women and men, girls and boys. This is because the girls in many countries have less opportunities to make friends and provide a social circle because they must care for and organize the home. Sport can also help to build bridges between countries and societies that are full of problems. 

Physical activity has an impact on health, it improves quality of life. It seems healthy, mentally and physically, and also helps with personal challenges, shared experiences and social meeting places in safe and good growing environment. 

Provides sporting good health? 
Many will answer yes. Physical Activity and Sport has been associated with good health for many centuries. The body is designed for versatile use of the muscles. There is a clear connection between being physical inactivity and disease and death. Inactive is particularly prone to cardiovascular disease, for diabetes, some cancers, osteoporosis, and depression. 

If we stop with the training to clear the positive effects on your health pretty quickly. Some positive effects are: 
- Increased work capacity 
- Greater profits and more job satisfaction 
- Strengthened immune system 
- Stronger bone, cartilage, tendons and strips 
- Natural drainage of stress reactions 

This was just a few examples. 
At the same time limits on how much exercise and activity your body can withstand. The effect of physical activity on health depends on how often and how hard we train. The effect levels off after that we increase the training volume. The effect of very large amounts of exercise can actually be in negative health sense. Everyone has heard of overload. We subjected us to great physical strain without receiving enuf rest and recovery. The body will never have time to recover. But everyone should carry a form of activity. Most people should exercise a half hour 3 times a week, with moderate intensity.

Health is such a broad concept, it has an impact on what we do in the course of a week, appearance, training, and job. Few of us are directly dependent on being in good shape to perform our work. But the healthy, strong, young body has a different meaning. It has become a social symbol that we are successful and have control over ourselves and our lives. When we stand up as veltrimmede and slender bodies, we send out signals to the surroundings. We have the will, ability and resources to develop ourselves. A body that looks healthy and fresh, is actually become a status symbol. 

This leads to a few consequences. It has been proven through studies that people with a look that is close to body ideals, the easier work, better work, and milder punishment in the criminal justice system, and they are considered more pleasant, more intelligent and more social than people without the same degree satisfies the body ideals. Many will do anything to get closer and to be compared with body ideals, and this is not always a positive effect. Radical demands to be thin for eating disorders. 

A desire for ever larger muscles can lead to drug abuse. Top sports, but also sport, is criticized for promoting dangerous body ideals. But while the sport may serve to soften one-sided ideals. Most sports do not focus on how your body looks, but on how it works. The negative effects have a major impact on the health of an athlete, or just doing regular excercise. But they have a positive impact as well. By training only half an hour 3 days a week, with moderate intensity, reduces Mon sick leave at work, and Perceiving, therefore more money. Mon also reduces the risk of high blood pressure, and the state reduces the amount of drugs, and can therefore spend the money on other things, such as better sports facilities. Sport is also a social. More join the sports clubs because they want to meet new people and make new friends, and this has a positive effect on health. Inactivity can cause obesity. We have a less physically active lifestyles. Both work and school days containing less activity than before, and it has become common to use means of transport to and from work, leisure activities and school that does not involve physical activity. Sitting for leisure activities have become stronger competitors to the physical activities. Increased physical activity in the form of exercise or training can only compensate for the reduced daily activity. The sum is that physical activity declines, with the health challenges this entails. 
Increasing obesity in the population is a big challenge so. “In the last 15 years, men on average have gone up approx. 5 kg and females 5.8 kg in weight. 

If each of us improve the health, the community as a whole more healthy. It means we can work and produce more, and have fewer sick days. How can sports, fitness and exercise provide significant socio-economic gains. 

In 1999, it formed a new state agency under the Health and Social Affairs to promote physical activity in the population. The former state ernæringsråd was to the State Council for Nutrition was the government’s advice for nutrition and physical activity. The new Council operates significant activity in the form of to initiate research and carry extensive consulting work when it comes to nutrition, physical activity and health in the population and the Council distinguishes himself clearly in the public debate. 

Also sports organizations sports health effects as one of its strongest arguments to gain support from the public. In fact, the health of one of the most important values in the NOC’s mission statement “All athletic activity should be based on fundamental values such as sporting joy, community, health and honesty.” 

It is true that the moderate sports activity can provide health gain and hence socio-economic gain. But sport also requires resources. It costs lots of money. It allocated a lot of money from the profits from gaming funds for construction of sports facilities. Many just doing regular excercise and trimmers are more or less injuries, which uses the coating on hospital resources and leads to the absence of work. Several researchers have calculated how much the sports injuries costs, and they have reached 1.5 billion a year. Nor do any kind of sport is as healthy. Sports injuries account for about 17% of all injuries in Norway. Eating disorders constitute a part of the 17%. Eating disorders are found among women and men. 

Sports and mental health 
WHO parts into their health definition in two parts: what we call physical health and mental health. We will focus on the mental health and explain how it affects the sport. 

A very large portion, which includes approximately 1 / 3 of Norway’s population are not involved with any kind of form of regular exercise or organized training. They are regarded as inactive, and that one third of the population are also those who are suffering with the most and great mental distress. Studies have also shown that if an inactive person select and start training, it is not certain that the person gets rid of their ailments or disorders. This may be the research by recruiting inactive people with mental health and mental disorders, to engage with training and exercise. 

The reason that the inactivation is considered to have the most problems, is that those already involved in regular exercise and training is much less likely to develop mental disorders in the first place. Nevertheless, research for sports and mental health found that training and active exercise can reduce scrolling. stress, depression, anxiety, headache, fatigue and muscle pain. Exercise can also have an opposite effect. If there are high demands for performance that is seen as a threat to the example. Running on a team, this may contribute to increased stress and poor mental health. It is important that you feel in a safe in the environment Mon driver activity and that it is motivating to those who participate, not ends. 

Among children and youth sports, this is a problem that’s growing larger and larger, but also among adults, with many stops or falls off. Among the previously inactive adults who start exercising, stop on average after 6 months. It is therefore important to find the right balance between pleasure, mastery and challenge. Proper sports and physical activity also provides psychological well-being and profit, and helps to strengthen self-esteem especially to children and adolescents, and adults. 

Mental health is the largest trade association for users, relatives and other interested mental health services in Norway. 

Sports and quality of life 
As individuals, we have self-responsibility for our own health and quality of life. Humans have always been looking for to find the key to the good life. Sport and physical activity can be called a source of increased and better quality of life. 

The term quality of life is not a self-written term fixed definition, for there is great freedom in what one understands this concept. Nevertheless, the World Health Organization (WHO) defined quality of life as such; personal perceptions of their own position in life, in light of current cultural and value systems and in relation to their own objectives, expectations, standards and what they are concerned. To understand this more easily we can explain what individuals positive, negative, cognitive and emotional experiences. Even if the person has good health, big house and a high income, this does not mean necessarily that the person is happy. There are also people who are happy without all this. Happiness is an important factor for good quality of life! 

By conducting the training that provide positive experience and intrinsic value, we can thus enhance our self-picture. Joy, community, coping and progress in the training context also provides a positive surprise of himself, by achieving goals they have set themselves. 

Quality of life is a pretty new concept, even though the people have always asked the question around “the good life”. Quality of life is very extensive and can tell how people experience different aspects of the experience in his life. If you are active, and has an affinity with people, have a sense of self and are excited and happy.

Written by pettersorlie

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How to Choose The Best Health Insurance

With so many different types of health insurance plans and restrictions out there, it can be difficult finding the best health insurance for you. However, this process is not impossible to do well with a little research. There are a few items to look for when deciding on health insurance plans, and by considering them all you can make a good decision for yourself and your family about health insurance.

The most important thing to look for is coverage. More often than not, insurance will cover physician visits and fees. Your health insurance should also cover hospital expenses such as room and board in case you are kept overnight or longer for observation or treatment. Good health insurance should also cover surgeries and any expenses associated with surgical treatment. Beyond these typical items of coverage, health insurance plans can diverge greatly. To really understand what coverage you would utilize and which plan would save you the most money, you will need to make a list of items that you want covered in an insurance plan. For instance, do you have glasses or contacts? Then you may be more interested in a plan that covers vision – either paying for your eye exam and/or partially paying for your glasses or contacts. Though many people think that health insurance covers prescriptions, prescription coverage is actually an optional benefit. If you know that you often have prescription drugs to fill, finding insurance that offers prescription coverage may be a must. If you are a woman and plan on having or want to have children, maternity care or family planning services are also optional benefits that you may want to consider. Once you make this must-have list of optional coverage, you can begin looking for health insurance plans that give you the opportunity to add these optional benefits.

Another item you should definitely consider is if your current physicians or specialists are included in the health insurance company’s preferred provider network or if you have the opportunity to choose any physician (often the case only with indemnity or traditional health insurance plans). If you would like the freedom to choose your own doctor, traditional health insurance plans or preferred provider organizations may offer more attractive plans – though these also cost a little more.

Lastly, consider price. After researching different coverage plans and physician requirements, compare deductibles and monthly premiums to find the best deal. Often, you can get group rates through your employer, or you may find that artist organizations (for freelance artists) offer health care plans. By researching price, as well as other health insurance options, you can make the best choices for your family.

Written by Chatel Musgrove

Free or Affordable Health, Vision And Dental Insurance For Children

Good news for parents around the US who have been fretting over their children’s insurance coverage, or rather the lack of it: You don’t have to live in a low income household to be eligible for government subsidized children’s health insurance. Middle-class families struggling through the recession can also benefit from the measures that resulted in recently passed healthcare reform laws. Medicaid and Children’s Health Insurance Program (CHIP) together serve families who are not able to afford health insurance coverage in the private market or do not have coverage available to them. Upper middle class families also can make use of these plans, paying affordable rates. This is good news all around, but, especially for those living in states where the insurers are dropping children’s plans rather than cover kids under the expanded new laws.  

 

These insurance plans cover a full range of services including doctor visits, vision and dental care, prescription medicines and immunizations, as well as services like hospitalizations and care for children with special health care needs. While there may be premiums or other cost sharing associated with certain categories, in general, the programs are designed to be affordable.

 

According to the InsureKidsNow.gov website sponsored by the U.S. Department of Health and Human Services, every state’s program is unique and has individual income eligibility rules and benefits covered. But, in general, children in families with incomes up to ,100 per year (for a family of four) are likely to be eligible for coverage.

 

Parents and kids around the US are already benefiting from the reforms. According to the New York Times, Medicaid and CHIP, which blend state and federal assistance, have expanded their reach over the last several years, covering a wider swath of the population. 

 

As to the degree of coverage, here’s a statistic to give you an idea: Out of seven million children who are at present uninsured—that is almost 10 percent of American children—around 4.7 million are eligible government coverage.

 

But many of those kids are not yet covered even though they are eligible because a lot of parents don’t know about these insurance plans. And those who do know feel that it is a cumbersome process to register for them.

 

You can find out more about the different state programs at InsureKidsNow.gov. First find out whether you qualify for Medicaid or CHIP by visiting InsureKidsNow.gov coverage map and clicking on your state. You can also call 877-543-7669 for this information. This coverage map also gives you information about health and oral care providers in your state.

  

Signing up is easy too. In most states applicants have to fill out just one short application to find out if they qualify for Medicaid or CHIP. Many states allow online applications. Some states let you apply over the phone and send you a filled-out application for you to sign.

 

Cindy Mann of the federal Centers for Medicare & Medicaid Services was quoted in the New York Times saying that you should have an answer within 45 days of submitting your application, or often much sooner. Some states—eleven including New York—also allow qualified providers to grant immediate, temporary coverage for children in both Medicaid and CHIP if they appear to be eligible.

 

In related and encouraging news, McClatchy reports that the Department of Health and Human Services Secretary Kathleen Sebelius is pushing back against the insurance companies who proposed different enrolment rules for healthy and sick children. The proposal was to allow healthy kids sign up any time, but leave a narrow window for sick kids to be signed up. Sebelius says that enrollment rules must be the same for healthy and sick kids because what insurers wanted is legally questionable and inconsistent with the language and intent of the health care law.

 

Here’s the summary of what is available for people in different income categories, as reported by the New York Times:

 

LOW-INCOME FAMILIES: Medicaid provides free, or very low cost, health coverage for people under 21 who live in families with poverty-level incomes, currently ,050 for a family of four. The program also covers children under age 6 who live in families with incomes at or below ,326 (133 percent of the poverty level). 

 

Children who are covered by Medicaid receive a full range of services, including immunizations, vision and dental care. Eligibility rules vary by state. 

 

MIDDLE-INCOME FAMILIES: Created in 1997 and expanded by President Obama in 2009, CHIP provides low-cost health insurance for children in middle-class families who make too much to qualify for Medicaid. Each state designs its own plan and determines its own income requirements. In some states, coverage may be free; typically, it is subsidized. 

 

Every state plan must provide free preventive care and immunizations to children in the program, as well as free or reduced-fee checkups, prescription medications, and dental and hospital care. 

 

UPPER-MIDDLE INCOME FAMILIES: If your income is too high for a government plan, you should first find out whether your state’s CHIP program allows families to buy in — that is, pay the full cost without receiving a subsidy. About a dozen states have this option. 

 

If not, a child-only policy from a private insurer might be affordable. Under the new health care law, insurers that offer child-only policies must accept every child who applies, and they cannot change rates based on a child’s health. 

 

To look for a child-only policy, you can go to the government’s new health insurance web site, healthcare.gov, and enter your child’s information. The site will give you a list of possible policy choices. 

Written by dentistsfinder
Free Dentist Finder a dentist directory.

Medical Tourism: A Growing Health Trend

1362254223 fe68b8117f m Medical Tourism: A Growing Health Trend
by earcos

Medical tourism refers to the practice of individuals going abroad to receive medical, dental, or cosmetic services.  From the perspective of Americans, medical tourism is a rapidly growing trend, in which patients seek out high-quality and low cost healthcare in foreign countries (such as India, Thailand, or Costa Rica), since they do not possess the means to pay for the desired (or needed) medical services here in the U.S.

What is Driving the Growth of Medical Tourism

The Number One factor fueling growth of medical tourism is simple:  cost savings.  While it is debatable whether the U.S. has the ‘greatest healthcare system in the world,’ there is no doubt we have the most expensive.  The following comparison table illustrates this point:

                                                              U.S. Average                        Abroad (on average)

Hip replacement                                      43,000                                   9,000-11,000  

Heart valve replacement                         160,000                                 9,000-12,000

Breast augmentation                             5,000-10,000                                 3,750

Liposuction                                           2,000-10,000                                 1,000

Dental implants                                     2,000-5,000                              500-2,000

Crowns                                                    500-3,000                               170-700

[Source:  J. Woodman, Patients Beyond Borders, 2007; and PW Marsek & F. Sharpe, Complete Idiot’s Guide to Medical Tourism, 2009]

Other factors escalating the medical tourism industry (besides economics) include:

Improving quality of hospitals in developing countries [the gold standard is JCI-accredited hospitals: there are currently about 140 JCI-accredited hospitals in 26 countries, outside of the U.S.]

Overall trend toward globalization (e.g. many U.S. multinational corporations are expanding into Asia and India)

Advances in technology  (the internet and Telepresence videoconferencing, as examples)

Media and advertising about medical tourism

Who Are the Medical Tourists

According to the Medical Tourism Association (MTA), some 500,000 Americans traveled abroad for medical/dental care in 2006.  The MTA forecasts that figure to rise into the millions by 2010.

Profiles of the Typical Medical Tourist

One of the many millions of uninsured Americans, who are incapacitated (e.g. need hip replacement surgery but don’t have ,000 to pay for it)

A patient has insurance, but their insurer denies authorization for a procedure—perhaps due to a ‘preexisting condition’ clause

The individual desires a cosmetic procedure (such as breast augmentation or facelift), which would not be covered anyway, but she cannot afford Beverly Hills prices

Which Countries are Medical Tourists Traveling To

According to Josef Woodman (in Patients Beyond Borders, 2007), here are some of the top travel destinations of American medical tourists, in alphabetical order:

-Antigua & Barbados  (noted for Infertility and IVF treatments)

-Brazil  (has over 4,500 skilled cosmetic surgeons, including Dr. Ivo Pitanguy—known as the ‘Godfather of Cosmetic Surgery’)

-Costa Rica  (specialists in Cosmetic Surgery, Dentistry, and Orthopedics)

-Czech Republic  (Cosmetic Surgery and Dentistry)

-India:  India is rapidly becoming a powerhouse in the medical tourism industry: factors include a burgeoning economy, a large supply of medical specialists, very low cost, and a flourishing travel & hospitality industry  (India is strong in Cardiology & Cardiac Surgery, Orthopedics, Dentistry, and Transplants)

-Malaysia  (Infertility, Cosmetic & Orthopedic Surgery, Dentistry)

-Mexico  (Mexico has two strong points: geographical proximity, and low cost; but those are offset by two weak points: the lack of JCI-accredited hospitals, and people’s fears about drug-related violence in the border towns of Mexico)

-Singapore  (English is the primary language; and the World Health Organization recently ranked Singapore’s healthcare system as #1 in Asia)

-Thailand  (Bangkok, Thailand boasts Bumrungrad International Hospital—the first hospital to attain JCI-accreditation, and the single most popular hospital for international medical tourists.  Annually, Bumrungrad treats some 400,000 foreign patients, including visitors and expats from 190 different countries.)   Source: Complete Idiot’s Guide to Medical Tourism, 2009.

-UAE/Dubai  (Cardiovascular, Oncology, and Orthopedics)

Which Cosmetic Surgeries are the Most Popular

According to CNN Health (on cnn.com, dated 8/11/10), here are the Top 10 cosmetic surgeries that patients sought out:

Liposuction

Breast augmentation

Blepharoplasty (eyelid surgery)

Rhinoplasty (nose surgery)

Abdominoplasty (tummy tuck)

Breast reduction surgery

Breast lift

Facelift

Gynecomastia surgery (male breast reduction)

Otoplasty (ear surgery)

Can You Get High-Quaity Medical Care Abroad

This is the million-dollar question that everyone asks.  No one will argue that you can’t get cheaper care overseas, but  ‘how can I be assured of a good outcome?’  While the medical tourism countries listed above have varying levels of service, it should be noted that those JCI-accredited hospitals that cater to foreign tourists represent the very best quality hospitals within each respective country.

Achieving JCI status is very rigorous and lengthy, and such hospitals have ongoing Quality Assurance (QA) programs to maintain their hard-earned accreditation status.  In addition, most are staffed with doctors and nurses who are conversational (if not fluent) in English.

FACT:  Many JCI hospitals (especially in Asia) boast lower morbidity and complication rates than that of major U.S. hospitals—particularly with regard to cardiovascular and orthopedic surgeries.  [Source:  Patients Beyond Borders]

Will Medical Tourism Keep Growing

By all accounts—a resounding yes.

In light of recent passage of President Obama’s Health Reform Bill, U.S. health insurers will face increased regulations and diminishing profit margins.  In response, insurance companies have started pilot projects to investigate how much savings can be actualized by incorporating medical tourism into their benefits menu. 

In addition, U.S. corporations are also eyeing medical tourism as a way to slow down the double digit increases in health premiums which seem unsustainable in terms of corporate viability.  As a testament to this trend, David Boucher—CEO of Companion Global Healthcare [CGH]  (which sells health benefits packages to corporations, which includes treatment abroad as an option) states CGH’s list of corporate customers has grown from  3 to 255 companies in the last two years.

In light of the economics, trends among insurers and corporations, as well as growing consumer awareness about medical tourism, it is a safe bet that medical tourism will continue to grow exponentially over the next decade and beyond.

Where Can I Get More Information

If you’re considering (for yourself or a loved one) surgery or a medical/dental procedure abroad, the best piece of advice is this:  do thorough research, consider ALL your options (including having surgery in the U.S.) carefully, and plan ahead.

Josef Woodman in Patients Beyond Borders [Healthy Travel Media Publications, 2007] recommends that prospective patients begin the ‘planning stage’ six months ahead.  His book is an excellent, comprehensive resource for those considering medical tourism.

The Complete Idiot’s Guide to Medical Tourism,  by   P. Marsek and F. Sharpe [Penguin Proup Publishing, 2009] is another great reference book to have.  Here are some other good sources of information:

-The Medical Tourism Association   www.medicaltourismassociation.com

-Medical Tourism website   http://medicaltourism.com 

-Planet Hospital    www.planethospital.com

Conclusion

If you are in need of a medical procedure or surgery (which you cannot afford here), and have done due diligence to find a top-notch surgeon at a JCI-accredited hospital (at an affordable price), and are willing/able to make an overseas trip, then medical tourism is something you should give careful consideration to.

Written by DocSteve
Physician & Family Therapist, Freelancer

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